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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,266 | $95,406+164.4% | $185,849+35.7% | $85,847+193.9% |
| Participation rate | 96.8% | 68.8%+28.0pp | 81.7%+15.1pp | 69.3%+27.5pp |
| Annual return | 11.14% | 23.59%-12.5pp | 122.10%-111.0pp | 318.61%-307.5pp |
| Employer contribution / active EE | $9,099 | $3,314+174.6% | $5,169+76.0% | $2,565+254.7% |
| Participant deferral / active EE | $7,796 | $3,424+127.7% | $5,569+40.0% | $3,952+97.3% |
| Admin fee / account holder | $51,436 | $7,214+613.0% | $16,244+216.7% | $6,261+721.6% |