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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,742 | $85,171+162.7% | $172,752+29.5% | $72,975+206.6% |
| Participation rate | 97.1% | 70.1%+27.1pp | 82.6%+14.5pp | 69.5%+27.7pp |
| Annual return | 14.48% | 27.32%-12.8pp | 802.97%-788.5pp | 81.01%-66.5pp |
| Employer contribution / active EE | $8,373 | $3,324+151.9% | $5,144+62.8% | $2,440+243.1% |
| Participant deferral / active EE | $7,130 | $3,260+118.7% | $5,198+37.2% | $3,608+97.6% |
| Admin fee / account holder | $13,518 | $5,880+129.9% | $13,955-3.1% | $5,124+163.8% |