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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT8+ years Service code 27 · EIN 41-1416330 60 S 6TH COMMISSIONS ACCTG P-14 · MINNEAPOLIS, MN 55402 | Advisory (Plan) | $86,241 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $59,909 |
ACG ASSOCIATES, INC.8+ years Service code 13 · EIN 06-1093852 234 MAIN STREET · NEW HARTFORD, CT 06057 | Contract Administrator | $4,845 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,582 | $106,236-11.9% | $112,249-16.6% | $64,819+44.4% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.1%+24.9pp | 71.5%+28.5pp |
| Annual return | -16.49% | -6.02%-10.5pp | 27.48%-44.0pp | 32.84%-49.3pp |
| Employer contribution / active EE | $2,560 | $3,166-19.1% | $3,636-29.6% | $2,507+2.1% |
| Participant deferral / active EE | $4,723 | $3,785+24.8% | $4,729-0.1% | $4,311+9.6% |
| Admin fee / account holder | $746 | $452+65.2% | $6,412-88.4% | $188+297.2% |