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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,032 | $99,652+10.4% | $78,778+39.7% | $147,586-25.4% |
| Participation rate | 68.4% | 76.2%-7.8pp | 69.2%-0.8pp | 82.8%-14.4pp |
| Annual return | 17.89% | 47.28%-29.4pp | 35.62%-17.7pp | 578.59%-560.7pp |
| Employer contribution / active EE | $952 | $2,796-66.0% | $1,986-52.1% | $4,876-80.5% |
| Participant deferral / active EE | $3,788 | $3,664+3.4% | $2,958+28.0% | $5,439-30.4% |
| Admin fee / account holder | $3,124 | $7,155-56.3% | $5,134-39.1% | $10,886-71.3% |