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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,726 | $118,875+25.1% | $96,572+54.0% | $167,553-11.2% |
| Participation rate | 70.6% | 75.5%-4.9pp | 69.8%+0.8pp | 82.1%-11.5pp |
| Annual return | 17.13% | 50.50%-33.4pp | 37.79%-20.7pp | 478.89%-461.8pp |
| Employer contribution / active EE | $1,610 | $3,121-48.4% | $2,357-31.7% | $4,840-66.7% |
| Participant deferral / active EE | $4,662 | $4,617+1.0% | $3,850+21.1% | $6,343-26.5% |
| Admin fee / account holder | $31,615 | $8,070+291.8% | $6,183+411.3% | $12,316+156.7% |