Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,578 | $86,919+3.1% | $102,457-12.6% | $80,911+10.7% |
| Participation rate | 62.7% | 72.4%-9.7pp | 76.5%-13.8pp | 67.6%-5.0pp |
| Annual return | 15.48% | 18.90%-3.4pp | 29.41%-13.9pp | 35.63%-20.2pp |
| Employer contribution / active EE | $319 | $2,368-86.5% | $3,022-89.4% | $2,756-88.4% |
| Participant deferral / active EE | $2,450 | $4,119-40.5% | $5,054-51.5% | $4,297-43.0% |
| Admin fee / account holder | $2,590 | $8,049-67.8% | $9,451-72.6% | $6,935-62.7% |