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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,766 | $88,672-7.8% | $105,223-22.3% | $82,448-0.8% |
| Participation rate | 91.3% | 67.9%+23.4pp | 75.0%+16.3pp | 68.1%+23.2pp |
| Annual return | 4.96% | 30.86%-25.9pp | 180.65%-175.7pp | 41.64%-36.7pp |
| Employer contribution / active EE | $10,677 | $3,048+250.3% | $3,689+189.5% | $2,551+318.5% |
| Participant deferral / active EE | $2,504 | $4,036-38.0% | $5,072-50.6% | $4,139-39.5% |
| Admin fee / account holder | $35,266 | $7,146+393.5% | $8,859+298.1% | $7,234+387.5% |