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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,766 | $105,284-22.3% | $150,734-45.8% | $94,015-13.0% |
| Participation rate | 91.3% | 71.7%+19.6pp | 78.4%+12.9pp | 70.8%+20.5pp |
| Annual return | 4.96% | 15.67%-10.7pp | 600.81%-595.8pp | 17.84%-12.9pp |
| Employer contribution / active EE | $10,677 | $3,599+196.7% | $4,918+117.1% | $2,790+282.7% |
| Participant deferral / active EE | $2,504 | $4,274-41.4% | $5,610-55.4% | $4,249-41.1% |
| Admin fee / account holder | $35,266 | $9,839+258.4% | $14,905+136.6% | $8,951+294.0% |