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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,612 | $73,955+61.7% | $96,520+23.9% | $75,181+59.1% |
| Participation rate | 88.2% | 66.4%+21.8pp | 74.3%+13.9pp | 67.2%+21.0pp |
| Annual return | -4.87% | 26.72%-31.6pp | 35.72%-40.6pp | 160.69%-165.6pp |
| Employer contribution / active EE | $9,028 | $2,930+208.1% | $3,739+141.5% | $2,671+238.1% |
| Participant deferral / active EE | $2,541 | $3,659-30.6% | $4,879-47.9% | $4,126-38.4% |
| Admin fee / account holder | $5,893 | $5,217+13.0% | $6,733-12.5% | $5,650+4.3% |