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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,878 | $110,379+342.0% | $102,412+376.4% | $145,884+234.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.82% | 24.84%-13.0pp | 24.94%-13.1pp | 551.85%-540.0pp |
| Employer contribution / active EE | $12,781 | $4,216+203.2% | $3,870+230.3% | $4,662+174.1% |
| Participant deferral / active EE | $8,539 | $5,622+51.9% | $5,060+68.7% | $6,690+27.6% |
| Admin fee / account holder | $3,729 | $9,745-61.7% | $8,388-55.5% | $13,392-72.2% |