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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,487 | $115,814+243.2% | $101,275+292.5% | $158,982+150.0% |
| Participation rate | 95.0% | 79.4%+15.6pp | 75.8%+19.2pp | 82.0%+13.0pp |
| Annual return | 18.68% | 56.16%-37.5pp | 46.48%-27.8pp | 302.99%-284.3pp |
| Employer contribution / active EE | $7,912 | $4,176+89.5% | $3,660+116.2% | $4,763+66.1% |
| Participant deferral / active EE | $7,102 | $4,958+43.2% | $4,371+62.5% | $5,983+18.7% |
| Admin fee / account holder | $12,589 | $7,249+73.7% | $5,948+111.7% | $11,252+11.9% |