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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,983 | $107,368+192.4% | $92,915+237.9% | $152,909+105.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 22.50% | 145.64%-123.1pp | 109.45%-86.9pp | 345.46%-323.0pp |
| Employer contribution / active EE | $8,122 | $4,222+92.3% | $3,653+122.3% | $4,764+70.5% |
| Participant deferral / active EE | $7,004 | $4,848+44.5% | $4,238+65.3% | $5,851+19.7% |
| Admin fee / account holder | $4,491 | $7,082-36.6% | $5,796-22.5% | $11,601-61.3% |