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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,616 | $65,704-15.4% | $94,229-41.0% | $59,633-6.7% |
| Participation rate | 54.2% | 72.1%-18.0pp | 78.8%-24.6pp | 68.7%-14.5pp |
| Annual return | -0.00% | 5.22%-5.2pp | 10.68%-10.7pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,486 | $2,021-26.5% | $3,587-58.6% | $2,203-32.6% |
| Participant deferral / active EE | $1,910 | $3,143-39.2% | $4,320-55.8% | $3,192-40.2% |
| Admin fee / account holder | $1,264 | $4,265-70.4% | $6,269-79.8% | $4,297-70.6% |