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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,905 | $78,707-6.1% | $117,861-37.3% | $70,126+5.4% |
| Participation rate | 50.0% | 73.2%-23.2pp | 79.7%-29.7pp | 69.5%-19.5pp |
| Annual return | 15.37% | 23.30%-7.9pp | 335.11%-319.7pp | 73.15%-57.8pp |
| Employer contribution / active EE | $1,650 | $2,223-25.8% | $3,786-56.4% | $2,343-29.6% |
| Participant deferral / active EE | $1,832 | $3,297-44.4% | $4,482-59.1% | $3,332-45.0% |
| Admin fee / account holder | $609 | $5,066-88.0% | $8,021-92.4% | $4,645-86.9% |