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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,518 | $124,425+200.2% | $112,040+233.4% | $137,256+172.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.36% | 24.72%-7.4pp | 24.52%-7.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $3,265 | $3,411-4.3% | $2,954+10.5% | $4,156-21.4% |
| Participant deferral / active EE | $10,959 | $5,718+91.6% | $5,098+115.0% | $6,407+71.1% |
| Admin fee / account holder | $10,526 | $15,207-30.8% | $12,098-13.0% | $12,270-14.2% |