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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,099 | $107,015+129.0% | $73,545+233.3% | $147,585+66.1% |
| Participation rate | 50.0% | 66.4%-16.4pp | 54.9%-4.9pp | 82.8%-32.8pp |
| Annual return | 17.19% | 38.25%-21.1pp | -15.16%+32.3pp | 578.56%-561.4pp |
| Employer contribution / active EE | $2,678 | $1,760+52.2% | $1,219+119.7% | $4,876-45.1% |
| Participant deferral / active EE | $2,383 | $2,462-3.2% | $1,806+32.0% | $5,439-56.2% |
| Admin fee / account holder | $4,758 | $3,055+55.7% | $2,320+105.1% | $10,885-56.3% |