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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,030 | $104,116+101.7% | $71,089+195.4% | $135,380+55.1% |
| Participation rate | 43.8% | 65.7%-21.9pp | 54.6%-10.9pp | 82.6%-38.9pp |
| Annual return | -7.56% | 1256.51%-1264.1pp | 650.65%-658.2pp | 519.81%-527.4pp |
| Employer contribution / active EE | $2,362 | $1,485+59.0% | $1,088+117.1% | $4,779-50.6% |
| Participant deferral / active EE | $2,135 | $2,524-15.4% | $1,873+14.0% | $5,609-61.9% |
| Admin fee / account holder | $25,639 | $4,142+519.0% | $3,082+731.8% | $10,828+136.8% |