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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,160 | $102,429+169.6% | $147,096+87.7% | $80,925+241.3% |
| Participation rate | 71.9% | 75.9%-4.0pp | 82.2%-10.3pp | 67.7%+4.2pp |
| Annual return | 13.36% | 135.02%-121.7pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $3,582 | $3,716-3.6% | $4,936-27.4% | $2,756+30.0% |
| Participant deferral / active EE | $8,155 | $6,649+22.7% | $8,071+1.0% | $4,299+89.7% |
| Admin fee / account holder | $38,984 | $7,957+389.9% | $13,005+199.8% | $6,940+461.7% |