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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,764 | $82,674+250.5% | $125,381+131.1% | $68,486+323.1% |
| Participation rate | 97.6% | 75.1%+22.6pp | 82.4%+15.2pp | 67.9%+29.7pp |
| Annual return | -17.57% | -5.97%-11.6pp | 572.31%-589.9pp | -7.85%-9.7pp |
| Employer contribution / active EE | $4,856 | $3,382+43.6% | $4,815+0.8% | $2,597+87.0% |
| Participant deferral / active EE | $10,807 | $6,111+76.9% | $7,448+45.1% | $4,028+168.3% |
| Admin fee / account holder | $5,275 | $6,277-16.0% | $10,007-47.3% | $5,404-2.4% |