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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,969 | $159,978+20.6% | $147,041+31.2% | $145,978+32.2% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 22.72% | 98.36%-75.6pp | 419.21%-396.5pp | 550.52%-527.8pp |
| Employer contribution / active EE | $8,428 | $5,288+59.4% | $4,935+70.8% | $4,662+80.8% |
| Participant deferral / active EE | $7,075 | $8,429-16.1% | $8,071-12.3% | $6,690+5.8% |
| Admin fee / account holder | $1,636 | $15,053-89.1% | $13,006-87.4% | $13,400-87.8% |