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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,031 | $135,956-57.3% | $123,894-53.2% | $273,972-78.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.01% | 56.63%-45.6pp | 47.52%-36.5pp | 41.46%-30.4pp |
| Employer contribution / active EE | $2,594 | $5,170-49.8% | $4,617-43.8% | $4,869-46.7% |
| Participant deferral / active EE | $4,502 | $6,343-29.0% | $5,984-24.8% | $5,287-14.8% |
| Admin fee / account holder | $3,851 | $9,817-60.8% | $8,357-53.9% | $10,133-62.0% |