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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,323 | $148,623+1.1% | $135,974+10.6% | $139,466+7.8% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 25.26% | 79.30%-54.0pp | 68.30%-43.0pp | 373.66%-348.4pp |
| Employer contribution / active EE | $7,252 | $5,246+38.2% | $4,859+49.2% | $4,754+52.5% |
| Participant deferral / active EE | $8,458 | $8,103+4.4% | $7,760+9.0% | $6,712+26.0% |
| Admin fee / account holder | $1,605 | $12,406-87.1% | $10,767-85.1% | $11,409-85.9% |