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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,969 | $160,040+20.6% | $147,096+31.2% | $145,877+32.3% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 22.72% | 98.49%-75.8pp | 419.75%-397.0pp | 551.28%-528.6pp |
| Employer contribution / active EE | $8,428 | $5,289+59.3% | $4,936+70.7% | $4,663+80.7% |
| Participant deferral / active EE | $7,075 | $8,429-16.1% | $8,071-12.3% | $6,691+5.8% |
| Admin fee / account holder | $1,636 | $15,050-89.1% | $13,005-87.4% | $13,402-87.8% |