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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,969 | $159,934+20.7% | $147,005+31.3% | $145,959+32.2% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.5pp |
| Annual return | 22.72% | 98.24%-75.5pp | 418.76%-396.0pp | 561.95%-539.2pp |
| Employer contribution / active EE | $8,428 | $5,287+59.4% | $4,934+70.8% | $4,661+80.8% |
| Participant deferral / active EE | $7,075 | $8,427-16.0% | $8,070-12.3% | $6,689+5.8% |
| Admin fee / account holder | $1,636 | $15,053-89.1% | $13,006-87.4% | $13,398-87.8% |