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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,342 | $96,691-34.5% | $86,656-26.9% | $139,487-54.6% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 18.69% | 106.87%-88.2pp | 593.09%-574.4pp | 373.84%-355.2pp |
| Employer contribution / active EE | $399 | $3,267-87.8% | $3,025-86.8% | $4,755-91.6% |
| Participant deferral / active EE | $7,248 | $4,838+49.8% | $4,439+63.3% | $6,713+8.0% |
| Admin fee / account holder | $211 | $6,414-96.7% | $5,619-96.3% | $11,407-98.2% |