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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,604 | $109,905-71.2% | $98,506-67.9% | $167,553-81.1% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 6.00% | 1960.20%-1954.2pp | 1494.92%-1488.9pp | 478.89%-472.9pp |
| Employer contribution / active EE | $211 | $3,226-93.5% | $2,961-92.9% | $4,840-95.6% |
| Participant deferral / active EE | $1,816 | $4,674-61.1% | $4,277-57.5% | $6,343-71.4% |
| Admin fee / account holder | $131 | $6,760-98.1% | $5,955-97.8% | $12,316-98.9% |