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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,945 | $100,938-73.3% | $90,461-70.2% | $158,982-83.1% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | -18.90% | 1727.20%-1746.1pp | 1294.76%-1313.7pp | 302.99%-321.9pp |
| Employer contribution / active EE | $836 | $3,691-77.3% | $3,264-74.4% | $4,763-82.4% |
| Participant deferral / active EE | $12,942 | $4,350+197.6% | $3,964+226.5% | $5,983+116.3% |
| Admin fee / account holder | $108 | $6,510-98.3% | $5,617-98.1% | $11,252-99.0% |