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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,266 | $175,231+30.3% | $149,696+52.5% | $139,466+63.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.82% | 166.77%-145.0pp | 134.46%-112.6pp | 373.66%-351.8pp |
| Employer contribution / active EE | $6,272 | $5,478+14.5% | $4,821+30.1% | $4,754+31.9% |
| Participant deferral / active EE | $7,825 | $6,521+20.0% | $5,682+37.7% | $6,712+16.6% |
| Admin fee / account holder | $18,416 | $16,155+14.0% | $13,212+39.4% | $11,409+61.4% |