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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,266 | $175,257+30.2% | $149,717+52.5% | $139,456+63.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.82% | 166.70%-144.9pp | 134.41%-112.6pp | 373.45%-351.6pp |
| Employer contribution / active EE | $6,272 | $5,477+14.5% | $4,820+30.1% | $4,753+32.0% |
| Participant deferral / active EE | $7,825 | $6,521+20.0% | $5,682+37.7% | $6,711+16.6% |
| Admin fee / account holder | $18,416 | $16,156+14.0% | $13,213+39.4% | $11,407+61.4% |