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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,796 | $198,461-32.1% | $170,436-20.9% | $147,585-8.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 22.15% | 257.30%-235.2pp | 205.94%-183.8pp | 578.57%-556.4pp |
| Employer contribution / active EE | $8,293 | $6,184+34.1% | $5,433+52.6% | $4,876+70.1% |
| Participant deferral / active EE | $345 | $5,629-93.9% | $4,939-93.0% | $5,439-93.7% |
| Admin fee / account holder | $2,199 | $16,852-87.0% | $13,880-84.2% | $10,885-79.8% |