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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,124 | $106,001-58.4% | $92,235-52.2% | $147,585-70.1% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 16.38% | 50.05%-33.7pp | 176.28%-159.9pp | 578.56%-562.2pp |
| Employer contribution / active EE | $1,143 | $4,333-73.6% | $3,679-68.9% | $4,876-76.6% |
| Participant deferral / active EE | $1,373 | $4,478-69.3% | $3,897-64.8% | $5,439-74.8% |
| Admin fee / account holder | $11,180 | $6,332+76.5% | $5,194+115.3% | $10,885+2.7% |