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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,895 | $97,732-56.1% | $83,831-48.8% | $135,380-68.3% |
| Participation rate | 77.8% | 80.0%-2.2pp | 76.1%+1.6pp | 82.6%-4.9pp |
| Annual return | -3.65% | 1287.56%-1291.2pp | 850.99%-854.6pp | 519.81%-523.5pp |
| Employer contribution / active EE | $919 | $4,222-78.2% | $3,631-74.7% | $4,779-80.8% |
| Participant deferral / active EE | $1,242 | $4,683-73.5% | $4,082-69.6% | $5,609-77.9% |
| Admin fee / account holder | $7,685 | $6,675+15.1% | $5,479+40.3% | $10,828-29.0% |