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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,047 | $101,795-28.2% | $165,100-55.8% | $80,959-9.8% |
| Participation rate | 77.9% | 71.8%+6.1pp | 78.6%-0.7pp | 67.7%+10.3pp |
| Annual return | 16.69% | 16.73%0pp | 70.21%-53.5pp | 35.67%-19.0pp |
| Employer contribution / active EE | $613 | $2,954-79.3% | $4,348-85.9% | $2,757-77.8% |
| Participant deferral / active EE | $2,284 | $4,476-49.0% | $6,035-62.1% | $4,300-46.9% |
| Admin fee / account holder | $13,350 | $8,221+62.4% | $12,696+5.2% | $6,925+92.8% |