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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,868 | $114,712-21.7% | $173,730-48.3% | $87,485+2.7% |
| Participation rate | 74.6% | 73.0%+1.6pp | 79.6%-4.9pp | 68.9%+5.7pp |
| Annual return | 18.83% | 20.18%-1.4pp | 19.96%-1.1pp | 26.06%-7.2pp |
| Employer contribution / active EE | $663 | $2,904-77.2% | $4,577-85.5% | $2,596-74.5% |
| Participant deferral / active EE | $2,378 | $4,642-48.8% | $6,326-62.4% | $4,274-44.4% |
| Admin fee / account holder | $2,497 | $10,210-75.5% | $17,523-85.8% | $7,775-67.9% |