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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,868 | $108,825-17.4% | $156,181-42.5% | $82,448+9.0% |
| Participation rate | 74.6% | 72.4%+2.3pp | 78.8%-4.2pp | 68.1%+6.6pp |
| Annual return | 18.83% | 20.59%-1.8pp | 64.87%-46.0pp | 41.64%-22.8pp |
| Employer contribution / active EE | $663 | $2,870-76.9% | $4,294-84.6% | $2,551-74.0% |
| Participant deferral / active EE | $2,378 | $4,577-48.1% | $6,132-61.2% | $4,139-42.6% |
| Admin fee / account holder | $2,497 | $9,341-73.3% | $14,586-82.9% | $7,234-65.5% |