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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,878 | $86,938+106.9% | $102,423+75.6% | $80,925+122.3% |
| Participation rate | 78.1% | 72.4%+5.7pp | 76.5%+1.6pp | 67.7%+10.5pp |
| Annual return | 8.93% | 18.89%-10.0pp | 29.42%-20.5pp | 35.65%-26.7pp |
| Employer contribution / active EE | $118 | $2,369-95.0% | $3,023-96.1% | $2,756-95.7% |
| Participant deferral / active EE | $2,001 | $4,120-51.4% | $5,054-60.4% | $4,299-53.5% |
| Admin fee / account holder | $4,258 | $8,053-47.1% | $9,455-55.0% | $6,940-38.6% |