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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,223 | $78,423+67.3% | $95,964+36.7% | $79,856+64.3% |
| Participation rate | 83.3% | 73.5%+9.8pp | 77.1%+6.2pp | 69.6%+13.7pp |
| Annual return | 14.67% | 19.37%-4.7pp | 91.64%-77.0pp | 31.71%-17.0pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,174 | $3,440+21.3% | $4,167+0.2% | $3,741+11.6% |
| Admin fee / account holder | $22,304 | $5,622+296.8% | $6,797+228.1% | $5,306+320.3% |