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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,279 | $108,942-62.1% | $100,415-58.9% | $145,897-71.7% |
| Participation rate | 72.7% | 83.0%-10.3pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 13.57% | 58.27%-44.7pp | 49.47%-35.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,744 | $4,422-60.6% | $3,943-55.8% | $4,663-62.6% |
| Participant deferral / active EE | $3,812 | $8,461-54.9% | $8,091-52.9% | $6,689-43.0% |
| Admin fee / account holder | $344 | $9,702-96.5% | $7,906-95.7% | $13,390-97.4% |