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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,027 | $100,970-43.5% | $96,576-41.0% | $137,256-58.5% |
| Participation rate | 81.8% | 82.6%-0.8pp | 81.4%+0.4pp | 80.0%+1.9pp |
| Annual return | 20.78% | 38.16%-17.4pp | 38.47%-17.7pp | 220.34%-199.6pp |
| Employer contribution / active EE | $2,369 | $3,809-37.8% | $3,553-33.3% | $4,156-43.0% |
| Participant deferral / active EE | $8,029 | $8,286-3.1% | $7,956+0.9% | $6,407+25.3% |
| Admin fee / account holder | $445 | $11,312-96.1% | $11,381-96.1% | $12,270-96.4% |