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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,517 | $97,027-63.4% | $83,323-57.4% | $135,382-73.8% |
| Participation rate | 85.7% | 80.4%+5.3pp | 77.8%+8.0pp | 82.6%+3.1pp |
| Annual return | 7.70% | 12.31%-4.6pp | 10.63%-2.9pp | 519.77%-512.1pp |
| Employer contribution / active EE | $2,982 | $4,143-28.0% | $3,379-11.7% | $4,779-37.6% |
| Participant deferral / active EE | $5,271 | $5,964-11.6% | $5,565-5.3% | $5,609-6.0% |
| Admin fee / account holder | $3,901 | $8,427-53.7% | $7,539-48.3% | $10,829-64.0% |