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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,736 | $96,558-66.1% | $80,977-59.6% | $273,972-88.1% |
| Participation rate | 75.0% | 79.1%-4.1pp | 75.8%-0.8pp | 83.0%-8.0pp |
| Annual return | 8.36% | 15.14%-6.8pp | 17.11%-8.7pp | 41.46%-33.1pp |
| Employer contribution / active EE | $3,333 | $4,869-31.5% | $3,715-10.3% | $4,869-31.5% |
| Participant deferral / active EE | $5,991 | $6,598-9.2% | $5,696+5.2% | $5,287+13.3% |
| Admin fee / account holder | $692 | $7,493-90.8% | $5,517-87.5% | $10,133-93.2% |