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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,818 | $148,629+43.9% | $135,982+57.2% | $139,487+53.3% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 15.26% | 79.33%-64.1pp | 68.32%-53.1pp | 373.84%-358.6pp |
| Employer contribution / active EE | $9,359 | $5,247+78.4% | $4,859+92.6% | $4,755+96.8% |
| Participant deferral / active EE | $7,213 | $8,102-11.0% | $7,760-7.1% | $6,713+7.5% |
| Admin fee / account holder | $19,804 | $12,406+59.6% | $10,767+83.9% | $11,407+73.6% |