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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,925 | $138,076-11.7% | $123,553-1.3% | $135,380-9.9% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -7.80% | 153.70%-161.5pp | 119.21%-127.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $7,122 | $5,152+38.2% | $4,628+53.9% | $4,779+49.0% |
| Participant deferral / active EE | $7,223 | $6,800+6.2% | $6,426+12.4% | $5,609+28.8% |
| Admin fee / account holder | $2 | $10,917-100.0% | $9,284-100.0% | $10,828-100.0% |