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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,362 | $176,120+25.7% | $159,487+38.8% | $167,553+32.1% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 13.88% | 331.95%-318.1pp | 263.71%-249.8pp | 478.89%-465.0pp |
| Employer contribution / active EE | $7,444 | $5,299+40.5% | $4,831+54.1% | $4,840+53.8% |
| Participant deferral / active EE | $5,803 | $7,752-25.1% | $7,354-21.1% | $6,343-8.5% |
| Admin fee / account holder | $301 | $12,561-97.6% | $10,804-97.2% | $12,316-97.6% |