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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,883 | $180,028+75.5% | $138,135+128.7% | $158,982+98.7% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 18.81% | 21.68%-2.9pp | 20.51%-1.7pp | 302.99%-284.2pp |
| Employer contribution / active EE | $7,079 | $7,470-5.2% | $5,587+26.7% | $4,763+48.6% |
| Participant deferral / active EE | $6,300 | $7,717-18.4% | $6,431-2.0% | $5,983+5.3% |
| Admin fee / account holder | $17,541 | $17,912-2.1% | $11,856+47.9% | $11,252+55.9% |