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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,452 | $175,646+47.1% | $129,118+100.2% | $134,545+92.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -28.72% | -11.39%-17.3pp | -10.94%-17.8pp | 418.37%-447.1pp |
| Employer contribution / active EE | $4,832 | $6,355-24.0% | $5,051-4.3% | $4,742+1.9% |
| Participant deferral / active EE | $15,007 | $7,970+88.3% | $6,539+129.5% | $6,401+134.4% |
| Admin fee / account holder | $67,976 | $23,578+188.3% | $14,305+375.2% | $11,431+494.7% |