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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,692 | $148,582-59.8% | $135,942-56.1% | $139,456-57.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 17.43% | 79.26%-61.8pp | 68.28%-50.8pp | 373.45%-356.0pp |
| Employer contribution / active EE | $2,367 | $5,245-54.9% | $4,858-51.3% | $4,753-50.2% |
| Participant deferral / active EE | $8,394 | $8,101+3.6% | $7,759+8.2% | $6,711+25.1% |
| Admin fee / account holder | $499 | $12,402-96.0% | $10,764-95.4% | $11,407-95.6% |