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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,073 | $165,381-70.9% | $149,730-67.9% | $158,966-69.8% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 17.75% | 348.29%-330.5pp | 276.70%-259.0pp | 302.95%-285.2pp |
| Employer contribution / active EE | $2,440 | $5,104-52.2% | $4,645-47.5% | $4,762-48.8% |
| Participant deferral / active EE | $4,015 | $7,182-44.1% | $6,843-41.3% | $5,983-32.9% |
| Admin fee / account holder | $2,229 | $10,809-79.4% | $9,310-76.1% | $11,250-80.2% |