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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,509 | $198,457-85.6% | $170,435-83.3% | $147,586-80.7% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 9.05% | 257.30%-248.3pp | 205.94%-196.9pp | 578.59%-569.5pp |
| Employer contribution / active EE | $2,994 | $6,183-51.6% | $5,432-44.9% | $4,876-38.6% |
| Participant deferral / active EE | $3,474 | $5,629-38.3% | $4,939-29.7% | $5,439-36.1% |
| Admin fee / account holder | $552 | $16,852-96.7% | $13,881-96.0% | $10,886-94.9% |