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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,403 | $209,422-84.5% | $178,503-81.8% | $158,982-79.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.57% | 188.81%-182.2pp | 151.12%-144.5pp | 302.99%-296.4pp |
| Employer contribution / active EE | $2,928 | $5,707-48.7% | $5,011-41.6% | $4,763-38.5% |
| Participant deferral / active EE | $1,526 | $5,955-74.4% | $5,202-70.7% | $5,983-74.5% |
| Admin fee / account holder | $4,707 | $17,079-72.4% | $13,987-66.3% | $11,252-58.2% |