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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,721 | $110,039-38.5% | $97,260-30.4% | $145,884-53.6% |
| Participation rate | 86.7% | 75.9%+10.7pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 10.16% | 244.44%-234.3pp | 75.54%-65.4pp | 551.85%-541.7pp |
| Employer contribution / active EE | $16,466 | $3,074+435.6% | $2,721+505.1% | $4,662+253.2% |
| Participant deferral / active EE | $2,297 | $4,674-50.8% | $4,262-46.1% | $6,690-65.7% |
| Admin fee / account holder | $6,087 | $6,204-1.9% | $5,640+7.9% | $13,392-54.6% |