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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,583 | $110,303-75.9% | $95,759-72.2% | $139,487-80.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.36% | 27.19%-13.8pp | 28.42%-15.1pp | 373.84%-360.5pp |
| Employer contribution / active EE | $1,877 | $3,261-42.4% | $2,836-33.8% | $4,755-60.5% |
| Participant deferral / active EE | $1,781 | $4,674-61.9% | $4,244-58.0% | $6,713-73.5% |
| Admin fee / account holder | $561 | $6,615-91.5% | $5,678-90.1% | $11,407-95.1% |