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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,656 | $106,557-75.0% | $91,227-70.8% | $134,545-80.2% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -18.01% | 160.81%-178.8pp | 114.14%-132.1pp | 418.37%-436.4pp |
| Employer contribution / active EE | $5,737 | $3,332+72.2% | $2,851+101.2% | $4,742+21.0% |
| Participant deferral / active EE | $2,792 | $4,719-40.8% | $4,234-34.1% | $6,401-56.4% |
| Admin fee / account holder | $567 | $6,235-90.9% | $5,423-89.5% | $11,431-95.0% |