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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,721 | $109,904-38.4% | $97,167-30.3% | $145,959-53.6% |
| Participation rate | 86.7% | 75.9%+10.7pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 10.16% | 243.43%-233.3pp | 75.27%-65.1pp | 561.95%-551.8pp |
| Employer contribution / active EE | $16,466 | $3,084+433.8% | $2,729+503.4% | $4,661+253.3% |
| Participant deferral / active EE | $2,297 | $4,676-50.9% | $4,264-46.1% | $6,689-65.7% |
| Admin fee / account holder | $6,087 | $6,216-2.1% | $5,650+7.7% | $13,398-54.6% |