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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,721 | $110,093-38.5% | $97,295-30.4% | $145,897-53.6% |
| Participation rate | 86.7% | 75.9%+10.8pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 10.16% | 244.76%-234.6pp | 75.62%-65.5pp | 552.29%-542.1pp |
| Employer contribution / active EE | $16,466 | $3,077+435.1% | $2,723+504.7% | $4,663+253.2% |
| Participant deferral / active EE | $2,297 | $4,678-50.9% | $4,264-46.1% | $6,689-65.7% |
| Admin fee / account holder | $6,087 | $6,212-2.0% | $5,646+7.8% | $13,390-54.5% |