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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,721 | $109,967-38.4% | $97,197-30.3% | $145,877-53.6% |
| Participation rate | 86.7% | 76.0%+10.7pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 10.16% | 244.27%-234.1pp | 75.47%-65.3pp | 551.28%-541.1pp |
| Employer contribution / active EE | $16,466 | $3,077+435.2% | $2,723+504.8% | $4,663+253.1% |
| Participant deferral / active EE | $2,297 | $4,676-50.9% | $4,263-46.1% | $6,691-65.7% |
| Admin fee / account holder | $6,087 | $6,199-1.8% | $5,637+8.0% | $13,402-54.6% |