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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,596 | $148,623+37.7% | $135,974+50.5% | $139,466+46.7% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 10.36% | 79.30%-68.9pp | 68.30%-57.9pp | 373.66%-363.3pp |
| Employer contribution / active EE | $3,035 | $5,246-42.1% | $4,859-37.5% | $4,754-36.1% |
| Participant deferral / active EE | $7,911 | $8,103-2.4% | $7,760+1.9% | $6,712+17.9% |
| Admin fee / account holder | $39,584 | $12,406+219.1% | $10,767+267.7% | $11,409+247.0% |