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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,411 | $157,276-20.3% | $141,177-11.2% | $152,885-18.0% |
| Participation rate | 68.8% | 84.8%-16.1pp | 82.5%-13.7pp | 82.5%-13.7pp |
| Annual return | 17.77% | 64.33%-46.6pp | 71.40%-53.6pp | 345.39%-327.6pp |
| Employer contribution / active EE | $2,174 | $5,262-58.7% | $4,736-54.1% | $4,763-54.3% |
| Participant deferral / active EE | $6,676 | $7,110-6.1% | $6,710-0.5% | $5,851+14.1% |
| Admin fee / account holder | $26,724 | $12,123+120.4% | $10,263+160.4% | $11,598+130.4% |